Configurable rules and scenarios
Build monitoring rules and typologies around your products, customers, and risk appetite, from thresholds and velocity to structuring patterns, and adjust them as risks change.
Ongoing risk monitoring
Transaction Monitoring
Monitor customer transactions and activity against configurable rules and scenarios, alert on suspicious patterns, escalate for review, and support suspicious matter reporting.
Last updated
What this covers
- Configurable rules and scenarios
- Behavioural and pattern detection
- Alert generation and scoring
- Case escalation and review
- Suspicious matter reporting support
Screening in production for
How it works
Transaction Monitoring, end to end.
Ingest
Feed customer transactions and activity into MemberCheck through the API.
Detect
Configurable rules and scenarios flag unusual or suspicious patterns as they occur.
Escalate
Alerts route into review with evidence and assignment, supporting suspicious matter reporting.
The real problem
An alert nobody can clear is not a control.
Rules are easy to add and hard to retire, so alert volume climbs while the team reviewing it does not. A queue growing faster than it is worked does not fail loudly — it fails quietly, as ageing alerts and shallower reviews. Thresholds are yours to tune per segment, so the alerts that reach a reviewer are the ones worth a reviewer's time.
How to reduce false positives without missing genuine risk- Rules and scenarios configured per customer segment, not one threshold for the whole book
- Alert scoring puts the strongest signals at the top of the queue rather than the oldest
- Tuning decisions are recorded, so a narrowed rule can be explained to a supervisor later
- Escalation and outcome stay on the case, which is what a suspicious matter report draws on
Capabilities
What you get.
Pattern detection
Assess activity against a customer's expected behaviour and peer patterns, so deviations such as sudden volume spikes or unusual counterparties are surfaced rather than only fixed limits.
Alert scoring
Rank alerts by risk so analysts work the highest-priority cases first, reducing time lost to low-value alerts while genuine suspicion is seen quickly.
Case escalation and review
Route alerts into managed cases with assignment, notes, evidence, and a decision trail, and escalate to senior review where the risk warrants it.
Reporting support
Compile the activity, findings, and decisions behind an alert to support suspicious matter or suspicious activity reporting to your regulator.
Scope
What you can screen.
- Customer transactions and payments
- Account activity and behaviour
- Unusual patterns and velocity
- High-risk counterparties
- Suspicious activity requiring reporting
- 1,000+
- Global watchlists screened
- <1s
- Average screening response
- 24h
- Watchlist refresh cycle
- 195
- Countries covered
Assurance
What your security review will ask for.
- 99.98%
- System uptime
- <24h
- Average integration time
- 24–48h
- Signed to production account
- <1s
- Average screening response
ISO/IEC 27001:2022Information security management, independently audited.
ISO/IEC 27701:2019Privacy information management, extending ISO 27001.
GDPRPersonal data handled to EU standards, wherever you operate.
DORAOperational resilience for EU financial entities and their vendors.
Questions
Common questions.
Does monitoring run in real time or batch?
MemberCheck ingests customer transactions and activity through the API and assesses them against your rules and scenarios as they occur, so unusual patterns are flagged for action rather than surfaced long after the fact.
Can we configure our own rules and scenarios?
Yes. Rules, thresholds, and scenarios are configurable to your products, customer types, and risk appetite, from velocity and structuring patterns to peer-behaviour comparison, so monitoring reflects the activity you actually see rather than a fixed template.
How does it reduce alert noise?
MemberCheck combines threshold and scenario rules with behavioural comparison and scores each alert by risk, so analysts work the highest-priority cases first instead of losing time to low-value alerts from fixed limits alone.
Does it support suspicious matter and transaction reporting?
Yes. The activity, findings, and analyst decisions behind an alert are compiled to support suspicious matter or suspicious activity reports to your regulator, with a full decision trail from detection to filing.
Go deeper
Further reading.
- AnalysisThe AI revolution against money laundering
- GuideMastering compliance challenges in transaction monitoring
- Best practiceTuning monitoring to cut false positives safely
- ExplainerThe benefits of real-time transaction monitoring
- Sector viewTransaction monitoring across diversified industries
- GlossaryAML terminology, in plain English
See MemberCheck in action.
A short walkthrough of screening, verification and ongoing monitoring in one platform, set to the thresholds and jurisdictions your programme actually uses.
Transaction monitoring runs on its own platform, with its own credentials, separate from the MemberCheck screening app. An existing screening account does not sign you in to it. Open the monitoring platform (opens in a new tab)