Configurable risk factors
Define the factors that drive risk in your business, including geography, product, delivery channel, and customer type, and set the weight each one carries in the score.
Risk-based compliance
Customer and Entity Risk Assessment
Score customer and entity risk using configurable factors across geography, product, channel, and customer type, producing a risk rating that drives the level of due diligence.
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What this covers
- Configurable risk factors
- Geography and jurisdiction weighting
- Product, channel, and customer type
- Automated risk rating
- Consistent, repeatable methodology
Screening in production for
How it works
Customer and Entity Risk Assessment, end to end.
Configure factors
Set the risk factors and weightings that match your methodology: geography, product, channel, customer type.
Score
Each customer and entity receives a consistent, explainable risk rating.
Drive due diligence
The rating sets the level of due diligence and ongoing monitoring each customer needs.
The real problem
A rating you cannot explain is a rating you cannot defend.
Any system can produce a risk score. The question a supervisor asks is why this customer scored what they scored, and whether the same customer would score the same way next quarter under a different analyst. A rating that cannot be traced back to the factors that produced it is an opinion with a number attached.
Why a structured risk assessment framework is critical- Risk factors are configured explicitly across geography, product, channel and customer type
- The same methodology applies to every customer, so ratings are comparable across the book
- The rating drives the level of due diligence rather than sitting beside it as a label
- Factor weightings and their changes are recorded, so a past rating can be reconstructed
Capabilities
What you get.
Automated risk rating
Combine the factors into a customer or entity risk rating automatically, so every case is scored the same way instead of relying on individual analyst judgement.
Rating drives due diligence
Use the risk rating to set the level of due diligence a customer needs, so standard cases move quickly and higher ratings trigger enhanced review.
Consistent methodology
Apply one documented scoring approach across every customer and analyst, giving you a defensible, repeatable basis for how risk decisions are made.
Connected to screening
Feed screening and adverse media outcomes into the assessment, so a match or negative finding is reflected in the customer's risk rating rather than sitting apart from it.
Scope
What you can screen.
- Individual customers
- Entities and organisations
- Geographic and jurisdiction risk
- Product and channel risk
- Customer type and behaviour risk
- 1,000+
- Global watchlists screened
- <1s
- Average screening response
- 24h
- Watchlist refresh cycle
- 195
- Countries covered
Assurance
What your security review will ask for.
- 99.98%
- System uptime
- <24h
- Average integration time
- 24–48h
- Signed to production account
- <1s
- Average screening response
ISO/IEC 27001:2022Information security management, independently audited.
ISO/IEC 27701:2019Privacy information management, extending ISO 27001.
GDPRPersonal data handled to EU standards, wherever you operate.
DORAOperational resilience for EU financial entities and their vendors.
Questions
Common questions.
What factors go into the risk score?
The score combines the factors that drive risk in your business, including geography and jurisdiction, the products used, the delivery channel, and the customer type, each carrying the weight you assign it.
Can we configure the model to our own methodology?
Yes. You define which factors apply and how heavily each one counts, so the rating reflects your own risk model rather than a fixed template. Screening and adverse-media outcomes can also feed the score.
Does the rating drive the level of due diligence?
The rating sets how much scrutiny a customer receives, so lower-risk cases clear standard checks while higher ratings trigger enhanced due diligence and more frequent ongoing monitoring.
Is the scoring consistent and auditable?
One documented methodology scores every customer and entity the same way, and the factors, weightings, and resulting rating are recorded, giving you a repeatable basis you can explain to a regulator.
Go deeper
Further reading.
- AnalysisAI in risk management: opportunities and challenges
- GuideWhy a structured risk assessment framework is critical
- ExplainerHow risk assessment tools are changing due diligence
- Deep diveRegulatory requirements for AML/CTF risk assessment
- Best practiceBuild a risk-based AML programme for Tranche 2
- GlossaryAML terminology, in plain English
See MemberCheck in action.
A short walkthrough of screening, verification and ongoing monitoring in one platform, set to the thresholds and jurisdictions your programme actually uses.