AML risk assessment from questionnaire to rating
Score customer and entity risk from a configured questionnaire covering geography, business and screening outcomes, so the rating drives due diligence depth.
- Customquestionnaires per individual and corporate
- Scoredanswers to a risk rating
- 6languages questions in the user's language
- APIrisk assessment with each scan
A sample risk assessment: questionnaire answers, a weighted score bar and a high risk band.
Screening in production for
What the assessment scores
Configurable questions
Set the questions and scores that match your methodology.
Geography weighting
Country of domicile, registration and operation.
Business and channel
Products, services and customer type.
Screening outcomes
PEP, sanctions and media results feed the score.
Automated rating
A score, risk level and recommendation.
Consistent method
One questionnaire scores every case alike.
A questionnaire you configure
Your Compliance Officer sets the questions, answer scores and whether completion is enforced or optional, so the model follows your methodology.
- Custom questions and answers
- Clone, exclude or require questions
- Sanctions outcome answers
- Shared with suborganisations
A sample risk questionnaire: answers to three questions and the calculated risk band.
Every question scored visibly
Each answer carries its score, and the totals combine into an overall score, risk level and actionable recommendation.
- Per-question scores
- Weighted total
- Recommendation attached
A sample weighted risk score: a score bar with the factors that contributed to it.
Multi-select answers, in your language
Custom questions can allow more than one answer, score each selection or the whole question, and show in the language of the page.
- Multi-select answers
- Per-answer or common scoring
- Long questionnaires supported
A sample due diligence checklist: items completed in turn and a recorded decision.
The rating guides the depth of review
Lower ratings support standard checks; higher ratings flag enhanced due diligence and closer monitoring, with the assessment stored beside the scan.
- Standard or enhanced review
- Monitoring frequency
- Stored with the scan
A sample case record with a decision history and a recorded outcome.
Questions in, rating out
The assessment is a fixed questionnaire that travels with the scan, so the rating is arithmetic anyone could repeat, not an analyst's mood.
- Your team
Configure the model
The Compliance Officer sets the questions and scoring that match your methodology.
- Your team
Answer at check time
Domicile, owners, business activity and screening outcomes, filled in during the scan.
- Automated
Score
Each question scores on its own, and the totals combine into an overall score.
- Automated
Rate and recommend
A risk level and an actionable recommendation arrive with the score.
- Your team
Act
Higher ratings pull the case into enhanced due diligence and tighter monitoring.
Questions in, an explainable rating out
- 1,000+
- Global watchlists screened
- <1s
- Average screening response
- 24h
- Watchlist refresh cycle
- 195
- Countries covered
Assurance
ISO/IEC 27001:2022
ISO/IEC 27701:2019
GDPR
DORA
Assess risk in the same scan
Web app
Combine with a PEP, sanctions or KYB check.
Batch upload
Assess a portfolio in one file.
REST API
Custom questionnaires through API v3.
POST /api/v3/member-scans/single
{
"firstName": "John",
"lastName": "Example",
"country": "NG",
"includeRiskAssessment": true
}
200 OK
{
"scanId": "scan_ra3312",
"matchedNumber": 1
}
Common questions
What factors go into the risk score?
For individuals, the questionnaire covers country of domicile and nationality, products and services offered, and the outcome of screening, with source-of-funds questions included. For corporates it covers country of incorporation, shareholders' residence, and high-risk countries in the business's activity.
Can we configure the model to our own methodology?
Yes. Your Compliance Officer customises the published questionnaire, adding your own questions and leaving standard ones out, and can make completion enforced or optional during screening.
Does the rating drive the level of due diligence?
The rating arrives with an actionable recommendation, so lower-risk cases clear standard checks while higher ratings signal enhanced due diligence and more frequent monitoring, which you can adjust per your obligations.
Is the scoring consistent and auditable?
Yes. One configured questionnaire scores every case the same way, individual question scores are shown for transparency, and the completed assessment is stored with the scan it was combined with.
Further reading
Pairs with
See MemberCheck in action
A short walkthrough of screening, verification and ongoing monitoring in one platform, set to the thresholds and jurisdictions your programme actually uses.