Mexico regulates AML/CTF through the Unidad de Inteligencia Financiera and the Federal Law for the Prevention of Operations with Illicit Resources. See the obligations and how MemberCheck supports them.
Last updated
Mexico regulates money laundering and terrorist financing through the Ley Antilavado. Compliance supervision is split by sector, with the CNBV examining financial institutions, the CNSF and CONSAR covering insurance and pensions, and the SAT supervising vulnerable-activity businesses. The Unidad de Inteligencia Financiera receives and analyses reports on suspicious and relevant transactions.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious and relevant transactions to the UIF. Businesses carrying out designated vulnerable activities, such as real estate and gaming, face similar registration and reporting duties.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Mexico's AML supervisor for the financial sector. It issues the general provisions on money laundering prevention and inspects banks, brokerages, SOFOMes, and fintech firms, with the CNSF and CONSAR covering insurance and pensions.
Mexico's financial intelligence unit, sitting within the Ministry of Finance. It receives and analyses reports on suspicious and relevant transactions, a role distinct from supervision.
Known as the Ley Antilavado, this is Mexico's principal AML statute, setting due diligence, recordkeeping, and reporting duties for financial and "vulnerable activity" businesses.
Beyond financial institutions, designated non-financial businesses (real estate, gaming, jewellery, and others) carrying out "vulnerable activities" must register and report through the SAT, which supervises them for compliance.
As a FATF member, Mexico aligns its framework with the international standards for customer due diligence, reporting, and supervision.
Supervision is split by sector. The Comisión Nacional Bancaria y de Valores (CNBV) supervises banks, brokerages, SOFOMes, and fintech firms for AML compliance, the CNSF covers insurance and the CONSAR pension funds, and the tax authority (SAT) supervises businesses carrying out vulnerable activities. The Unidad de Inteligencia Financiera (UIF), within the Ministry of Finance, is the financial intelligence unit rather than the examining supervisor.
The Federal Law for the Prevention and Identification of Operations with Illicit Resources, known as the Ley Antilavado, sets the due diligence, recordkeeping, and reporting obligations for regulated entities.
Yes. Mexico is a member of the Financial Action Task Force and aligns its AML/CTF regime with the FATF 40 Recommendations.
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
Book a walkthrough with our compliance team and screen a real case in the first session.
