Malta regulates AML/CTF through the FIAU and the Prevention of Money Laundering Act. See the obligations and how MemberCheck supports them.
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Malta regulates AML/CTF through the Financial Intelligence Analysis Unit, which is both the national financial intelligence unit and the supervisor of subject persons, with the MFSA and the Malta Gaming Authority examining their own sectors as its agents. As an EU member state, Malta transposes the EU Anti-Money Laundering Directives into national law.
Designated services must develop a documented compliance programme with written policies and procedures, appoint a compliance officer, provide training, and establish escalation and reporting procedures. Suspicions are reported to the FIAU through the goAML platform, and programmes are subject to internal and independent external audit.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Malta's national central agency for collecting, analysing, and disseminating information to combat money laundering and terrorist financing, with its own legal personality. It is also the AML/CTF supervisor of subject persons, examining compliance on a risk-based basis, with the MFSA and the Malta Gaming Authority acting as its agents in their own sectors.
Malta's principal AML statute, supported by regulations that set customer due diligence, record-keeping, and reporting obligations for designated services.
As an EU member state, Malta transposes the EU Anti-Money Laundering Directives into national law, aligning customer due diligence and reporting duties with the wider EU framework.
The FIAU uses the goAML platform to receive suspicious transaction, activity, terrorism financing, and PEP reports from subject persons.
The Financial Intelligence Analysis Unit (FIAU) holds both roles. It is Malta's financial intelligence unit and also the AML/CTF supervisor of subject persons, running risk-based compliance examinations and imposing administrative penalties. The Malta Financial Services Authority and the Malta Gaming Authority carry out examinations in their own sectors as agents of the FIAU, under memoranda of understanding.
The Prevention of Money Laundering Act, supported by its regulations, is Malta's principal AML framework, transposing the EU Anti-Money Laundering Directives.
Malta is an EU member state and a member of MONEYVAL, the Council of Europe body that assesses AML/CTF regimes against the FATF 40 Recommendations.
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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