CSSF
The Financial Sector Supervisory Commission ensures that credit institutions and financial sector professionals meet their AML/CTF obligations, and works alongside the CRF.
Western Europe · Country coverage
AML/CTF Compliance in Luxembourg
Luxembourg regulates AML/CTF through the CSSF and the CRF, its Financial Intelligence Unit. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for Luxembourg
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUCSSF; CRF (Cellule de Renseignement Financier)
FATF statusFATF member (EU)
Primary legislationAML/CTF Law on the fight against money laundering and terrorist financing
Overview
AML/CTF compliance in Luxembourg.
Luxembourg regulates AML/CTF through the CSSF, which supervises credit institutions and financial sector professionals, and the CRF, its Financial Intelligence Unit established within the Ministry of Justice. The Insurance Commission and other authorities cover further sectors, and as an EU member state Luxembourg transposes the EU Anti-Money Laundering Directives.
Obliged professionals must assess their money laundering and terrorist financing risk, apply customer due diligence, keep records, and file suspicious transaction reports with the CRF. Supervisors expect a documented compliance framework, a named responsible person, and ongoing staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
CRF
The Cellule de Renseignement Financier is Luxembourg's Financial Intelligence Unit, established within the Ministry of Justice, which receives and analyses suspicious transaction reports.
Supervisory authorities and self-regulated bodies
Alongside the CSSF, the Insurance Commission (CAA) and the Registration Duties, Estates and VAT Authority (AED) supervise designated professionals, with self-regulated bodies covering others.
EU AML Directives
As an EU member state, Luxembourg transposes the EU Anti-Money Laundering Directives, aligning its regime with the wider European framework.
Obligations
What regulated businesses must do.
- Assess money laundering and terrorist financing risk
- Apply customer due diligence on business relationships and occasional transactions
- Appoint a person responsible for AML/CTF compliance
- File suspicious transaction reports with the CRF
- Maintain records and a documented internal compliance framework
- Provide ongoing staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in Luxembourg?
The CSSF supervises credit institutions and financial sector professionals, while the CRF, Luxembourg's Financial Intelligence Unit within the Ministry of Justice, receives and analyses suspicious transaction reports.
What are the main AML rules in Luxembourg?
Luxembourg's AML/CTF law on the fight against money laundering and terrorist financing sets customer due diligence, reporting, and record-keeping obligations for obliged professionals.
Is Luxembourg subject to the EU AML Directives?
Yes. As an EU member state, Luxembourg transposes the EU Anti-Money Laundering Directives, and it is a member of FATF.
How does MemberCheck support AML compliance in Luxembourg?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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