TRACFIN
France's financial intelligence unit receives and analyses suspicious transaction reports from financial institutions operating in French Polynesia, as an overseas collectivity of France.
Oceania · Country coverage
AML/CTF Compliance in French Polynesia
French Polynesia applies France's AML/CTF framework through TRACFIN, alongside its status as an overseas collectivity. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for French Polynesia
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUACPR as supervisor and TRACFIN as FIU (France), applied through French Polynesia's overseas collectivity status
FATF statusCovered under France's FATF membership
Primary legislationFrench Monetary and Financial Code, extended to French Polynesia
Overview
AML/CTF compliance in French Polynesia.
French Polynesia, as an overseas collectivity of France, applies the French Monetary and Financial Code. The ACPR supervises financial institutions for AML/CTF compliance, TRACFIN receives suspicious transaction reports, and the IEOM acts as the local relay for those national authorities.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to TRACFIN. Supervisors expect a designated compliance officer, sound internal controls, and staff training proportionate to the risks a business faces.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
French Monetary and Financial Code
The core French AML statute is extended to French Polynesia, setting customer due diligence, recordkeeping, and reporting obligations for financial institutions.
Institut d'émission d'outre-mer
The IEOM, France's overseas issuing institute, is the central bank for the CFP franc zone. In French Polynesia it relays the work of the national supervisors (Banque de France, ACPR, and AMF) rather than supervising financial institutions itself.
FATF 40 Recommendations
As part of France, a founding FATF member, French Polynesia's financial sector aligns with the FATF 40 Recommendations.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report suspicious transactions to TRACFIN
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in French Polynesia?
Financial institutions in French Polynesia are supervised for AML/CTF by the Autorité de contrôle prudentiel et de résolution (ACPR), France's banking and insurance supervisor, with the Autorité des marchés financiers covering investment services. They report suspicious transactions to TRACFIN, France's financial intelligence unit. The IEOM acts as the local relay for those national authorities rather than as a supervisor in its own right.
What is the main AML law in French Polynesia?
The French Monetary and Financial Code, extended to French Polynesia, sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities.
Is French Polynesia covered by FATF standards?
Yes. As part of France, a founding FATF member, French Polynesia's financial sector operates under the FATF 40 Recommendations.
How does MemberCheck support AML compliance in French Polynesia?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
Screen customers for French Polynesia risk with MemberCheck.
Book a walkthrough with our compliance team and screen a real case in the first session.