Financial Intelligence Unit of Aruba (FIU-Aruba)
Aruba's financial intelligence unit. It receives, analyses, and disseminates reports on unusual transactions to law enforcement and competent authorities.
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AML/CTF Compliance in Aruba
Aruba regulates AML/CTF through the Financial Intelligence Unit of Aruba (FIU-Aruba) under its State Ordinance for the Prevention and Combating of Money Laundering and Terrorist Financing. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for Aruba
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUFinancial Intelligence Unit of Aruba (FIU-Aruba)
FATF statusCFATF member
Primary legislationState Ordinance for the Prevention and Combating of Money Laundering and Terrorist Financing (Landsverordening voorkoming en bestrijding witwassen en terrorismefinanciering, LWTF)
Overview
AML/CTF compliance in Aruba.
Aruba regulates money laundering and terrorist financing through its State Ordinance for the Prevention and Combating of Money Laundering and Terrorist Financing, supported by the Financial Intelligence Unit of Aruba (FIU-Aruba), which receives and analyses reports on unusual transactions.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report unusual transactions to FIU-Aruba, alongside supervision from the Central Bank of Aruba. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
State Ordinance for the Prevention and Combating of Money Laundering and Terrorist Financing
The core of Aruba's AML framework, setting customer due diligence, recordkeeping, and reporting obligations for financial institutions and other service providers.
Central Bank of Aruba
The CBA supervises banks and other licensed financial institutions for AML/CTF compliance, working alongside FIU-Aruba.
CFATF membership
Aruba participates in the Caribbean Financial Action Task Force, a FATF-style regional body, and aligns its regime with the FATF 40 Recommendations through that membership.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report unusual transactions to FIU-Aruba
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in Aruba?
The Financial Intelligence Unit of Aruba (FIU-Aruba) receives and analyses reports on unusual transactions, while the Central Bank of Aruba supervises banks and other licensed financial institutions for AML/CTF compliance.
What is the main AML law in Aruba?
The State Ordinance for the Prevention and Combating of Money Laundering and Terrorist Financing sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in Aruba.
Is Aruba a member of FATF?
Aruba participates in CFATF, the FATF-style regional body for the Caribbean, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership.
How does MemberCheck support AML compliance in Aruba?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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