High-volume onboarding
Screen every new account against sanctions, PEP, and watchlist data in real time, with matching tuned to keep false positives low even at neobank signup volumes.
Industry solution
AML Compliance for Payments & Fintech
Screen every customer at signup, monitor payments in real time, and re-screen continuously — through an API built for high-volume, low-latency onboarding.
Last updated
What MemberCheck covers
- Real-time customer onboarding
- Sanctions & PEP screening via API
- Transaction monitoring
- Ongoing re-screening
- Safeguarding & audit readiness
The challenge
Why AML matters in Payments & Fintech.
Payment service providers, e-money institutions, neobanks, and open banking platforms onboard customers at speed and at volume, which puts AML screening on the critical path of the product experience. Every signup has to be checked against sanctions and PEP data before funds move, and that check cannot become the reason a legitimate customer abandons onboarding.
The pressure is twofold: screening must be fast enough to run in real time inside the onboarding flow, and accurate enough that analysts are not overwhelmed by false positives as account numbers grow. Obligations also continue after signup, through transaction monitoring and ongoing re-screening as watchlists change.
MemberCheck delivers sanctions and PEP screening, transaction monitoring, and ongoing re-screening through an API designed for high-volume, low-latency onboarding, so compliance runs inside your existing payment and KYC systems rather than beside them.
How MemberCheck helps
All solutions →Built into how your team already works.
API-first screening
Embed sanctions and PEP checks directly into your onboarding, KYC, and payment flows through the MemberCheck API, with sub-second responses that do not slow legitimate customers.
Transaction monitoring
Watch payment activity for behaviour that warrants review, from unusual velocity to counterparties in high-risk jurisdictions, and route alerts into case management.
Ongoing re-screening
Automatically re-check your customer base as sanctions and PEP lists change, so accounts cleared at signup are reviewed the moment their risk profile shifts.
Open banking & partner oversight
Extend screening across the payment chain, including partners and merchants, so obligations are met end to end rather than only at the point of onboarding.
What you need to cover
The obligations MemberCheck supports.
- Customer due diligence (CDD) and enhanced due diligence (EDD)
- Sanctions, PEP, and watchlist screening at onboarding and ongoing
- Transaction monitoring and suspicious matter reporting
- Ongoing re-screening of the existing customer base
- Safeguarding of customer funds
- Record keeping and audit readiness
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Can MemberCheck screen customers in real time during onboarding?
Yes. MemberCheck screens each new customer against sanctions, PEP, and watchlist data with sub-second responses, so onboarding stays fast even at high volumes.
Does MemberCheck integrate with our payment systems via API?
Yes. The MemberCheck API embeds screening and verification directly into your onboarding, KYC, and payment flows, so checks run inside the systems you already operate.
How does MemberCheck keep false positives low at scale?
Configurable matching thresholds, fuzzy-matching controls, and secondary identifiers let compliance teams tune screening to cut noise without losing coverage.
Does MemberCheck re-screen customers after signup?
Yes. MemberCheck re-screens your customer base as sanctions and PEP lists change, so accounts cleared at onboarding are automatically reviewed when their risk changes.
See MemberCheck for Payments & Fintech.
Book a walkthrough with our compliance team and screen a real case in the first session.