Peru regulates AML/CTF through the Unidad de Inteligencia Financiera del Perú under Law No. 27693. See the obligations and how MemberCheck supports them.
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Peru regulates money laundering and terrorist financing through Law No. 27693 and Legislative Decree 1106, supported by UIF-Perú, which receives and analyses suspicious transaction reports.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to UIF-Perú. Compliance is inspected by whichever body supervises that sector, the SBS for the financial system, the SMV for the securities market, the professional colleges for lawyers and accountants, and UIF-Perú itself where no other supervisor exists. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Peru's financial intelligence unit, operating within the Superintendencia de Banca, Seguros y AFP (SBS). It receives and analyses suspicious transaction reports, and it is also the AML supervisor for obligated subjects that have no sector supervisor of their own, such as notaries and real estate agents.
These form the core of Peru's AML framework, setting customer due diligence, recordkeeping, and reporting obligations for financial institutions and other obligated entities.
The SBS supervises banks, insurers, and pension fund managers for AML/CTF compliance. Securities market participants are supervised by the Superintendencia del Mercado de Valores, and lawyers and accountants by their professional colleges.
Peru is a member of GAFILAT, the FATF-style regional body for Latin America, and aligns its regime with the FATF 40 Recommendations through that membership.
Each sector has its own AML supervisor, which inspects obligated subjects and can sanction them. The SBS supervises banks, insurers and pension fund managers, the Superintendencia del Mercado de Valores supervises securities market participants, and professional colleges supervise lawyers and accountants. UIF-Perú, which sits inside the SBS, is the financial intelligence unit and also acts as supervisor for obligated subjects that have no sector supervisor of their own, such as notaries and real estate agents.
Law No. 27693, together with Legislative Decree 1106, sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in Peru.
Peru is a member of GAFILAT, the FATF-style regional body for Latin America, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership.
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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