GIFiM
Mozambique's financial intelligence unit. It receives, analyses, and disseminates suspicious transaction reports to law enforcement and competent authorities.
Africa · Country coverage
AML/CTF Compliance in Mozambique
Mozambique regulates AML/CTF through GIFiM under Law 14/2023. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for Mozambique
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUGabinete de Informação Financeira de Moçambique (GIFiM)
FATF statusESAAMLG member; removed from the FATF grey list in October 2025 after a 2022–2025 listing period
Primary legislationLaw 14/2023 on the Prevention and Combating of Money Laundering, Terrorist Financing and Proliferation Financing
Overview
AML/CTF compliance in Mozambique.
Mozambique regulates money laundering and terrorist financing through Law 14/2023, supported by GIFiM, which receives and analyses suspicious transaction reports. Mozambique was placed on the FATF grey list in 2022 amid AML/CTF concerns and was removed from increased monitoring in October 2025.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to GIFiM, alongside supervision from the Banco de Moçambique. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
Law 14/2023
Mozambique's principal AML statute, published following the country's FATF grey-listing to modernise the framework, setting customer due diligence, recordkeeping, and reporting obligations for obligated entities.
Banco de Moçambique
The central bank supervises banks and other licensed financial institutions for AML/CTF compliance, working alongside GIFiM.
ESAAMLG membership
Mozambique is a member of the Eastern and Southern Africa Anti-Money Laundering Group, a FATF-style regional body, and aligns its regime with the FATF 40 Recommendations through that membership. Mozambique was on the FATF grey list from 2022 until it was removed in October 2025.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report suspicious transactions to GIFiM
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in Mozambique?
GIFiM (Gabinete de Informação Financeira de Moçambique) receives and analyses suspicious transaction reports, while the Banco de Moçambique supervises banks and other licensed financial institutions for AML/CTF compliance.
What is the main AML law in Mozambique?
Law 14/2023 sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in Mozambique, and was introduced after the country was placed on the FATF grey list in 2022.
Is Mozambique a member of FATF?
Mozambique is a member of ESAAMLG, the FATF-style regional body for Eastern and Southern Africa, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership. Mozambique was on the FATF grey list (jurisdictions under increased monitoring) from 2022 and was removed in October 2025.
How does MemberCheck support AML compliance in Mozambique?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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