Unidad de Inteligencia Financiera (UIF)
Honduras' financial intelligence unit, operating within the Comisión Nacional de Bancos y Seguros. It receives and analyses suspicious transaction reports.
Americas · Country coverage
AML/CTF Compliance in Honduras
Honduras regulates AML/CTF through its Unidad de Inteligencia Financiera under the Ley Especial Contra el Lavado de Activos. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for Honduras
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUComisión Nacional de Bancos y Seguros (supervisor); Unidad de Inteligencia Financiera (UIF)
FATF statusGAFILAT member
Primary legislationLey Especial Contra el Lavado de Activos (Decreto 144-2014)
Overview
AML/CTF compliance in Honduras.
Honduras regulates money laundering and terrorist financing through the Ley Especial Contra el Lavado de Activos, supervised by the Comisión Nacional de Bancos y Seguros and supported by the Unidad de Inteligencia Financiera, which receives and analyses suspicious transaction reports.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to the UIF, alongside supervision from the Comisión Nacional de Bancos y Seguros. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
Ley Especial Contra el Lavado de Activos
Honduras' principal AML statute (Decreto 144-2014), setting customer due diligence, recordkeeping, and reporting obligations for financial institutions and other obligated entities.
Comisión Nacional de Bancos y Seguros
The CNBS is the AML/CTF supervisor. It inspects licensed financial institutions and, through its URMOPRELAFT unit, registers and supervises designated non-financial businesses and professions.
GAFILAT membership
Honduras is a member of GAFILAT, the FATF-style regional body for Latin America, and aligns its regime with the FATF 40 Recommendations through that membership.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report suspicious transactions to the UIF
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in Honduras?
The Comisión Nacional de Bancos y Seguros (CNBS) is the AML/CTF supervisor. It inspects and monitors supervised financial institutions and, through its URMOPRELAFT unit, registers and supervises designated non-financial businesses and professions. The Unidad de Inteligencia Financiera (UIF), which also sits within the CNBS, is the financial intelligence unit and receives and analyses suspicious transaction reports.
What is the main AML law in Honduras?
The Ley Especial Contra el Lavado de Activos (Decreto 144-2014) sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in Honduras.
Is Honduras a member of FATF?
Honduras is a member of GAFILAT, the FATF-style regional body for Latin America, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership.
How does MemberCheck support AML compliance in Honduras?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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