ANIF-Tchad
Chad's financial intelligence unit. It receives, analyses, and disseminates suspicious transaction reports to law enforcement and competent authorities.
Africa · Country coverage
AML/CTF Compliance in Chad
Chad regulates AML/CTF through ANIF-Tchad under the CEMAC AML/CFT framework. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for Chad
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUAgence Nationale d'Investigation Financière (ANIF-Tchad)
FATF statusGABAC member
Primary legislationCEMAC Regulation No. 01/CEMAC/UMAC/CM (11 April 2016) on the Prevention and Repression of Money Laundering, Terrorist Financing, and Proliferation Financing in Central Africa
Overview
AML/CTF compliance in Chad.
Chad regulates money laundering and terrorist financing through the CEMAC uniform AML/CFT regulation, supported by ANIF-Tchad, which receives and analyses suspicious transaction reports.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to ANIF, alongside supervision from COBAC. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
CEMAC AML/CFT Regulation
Regulation No. 01/CEMAC/UMAC/CM of 11 April 2016 on the Prevention and Repression of Money Laundering, Terrorist Financing, and Proliferation Financing forms the core of Chad's AML framework, setting due diligence, recordkeeping, and reporting duties.
COBAC supervision
The Central African Banking Commission (COBAC) supervises banks across the CEMAC zone, including Chad, for AML/CTF compliance, working alongside ANIF.
GABAC membership
Chad is a member of the Task Force on Money Laundering in Central Africa (GABAC), a FATF-style regional body, and aligns its regime with the FATF 40 Recommendations through that membership.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report suspicious transactions to ANIF-Tchad
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in Chad?
ANIF-Tchad receives and analyses suspicious transaction reports, while the Central African Banking Commission (COBAC) supervises banks across the CEMAC zone for AML/CTF compliance.
What is the main AML law in Chad?
CEMAC Regulation No. 01/CEMAC/UMAC/CM of 11 April 2016, on the Prevention and Repression of Money Laundering, Terrorist Financing, and Proliferation Financing, sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in Chad.
Is Chad a member of FATF?
Chad is a member of GABAC, the FATF-style regional body for Central Africa, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership.
How does MemberCheck support AML compliance in Chad?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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