Autorité Nationale du Renseignement Financier (ANRF)
Morocco's financial intelligence unit. It receives, analyses, and disseminates suspicious transaction reports to law enforcement and competent authorities.
Africa · Country coverage
AML/CTF Compliance in Morocco
Morocco regulates AML/CTF through the Autorité Nationale du Renseignement Financier under Law 43-05. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for Morocco
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUAutorité Nationale du Renseignement Financier (ANRF)
FATF statusMENAFATF member
Primary legislationLaw 43-05 on the Fight Against Money Laundering (as amended)
Overview
AML/CTF compliance in Morocco.
Morocco regulates money laundering and terrorist financing through Law 43-05, supported by the Autorité Nationale du Renseignement Financier, which receives and analyses suspicious transaction reports.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to the ANRF, alongside supervision from Bank Al-Maghrib. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
Law 43-05
Morocco's principal AML statute, setting customer due diligence, recordkeeping, and reporting obligations for financial institutions and other obligated entities.
Bank Al-Maghrib
The central bank supervises banks and other licensed financial institutions for AML/CTF compliance, working alongside the ANRF.
MENAFATF membership
Morocco is a member of the Middle East and North Africa Financial Action Task Force, a FATF-style regional body, and aligns its regime with the FATF 40 Recommendations through that membership.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report suspicious transactions to the ANRF
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in Morocco?
The Autorité Nationale du Renseignement Financier (ANRF) receives and analyses suspicious transaction reports, while Bank Al-Maghrib supervises banks and other licensed financial institutions for AML/CTF compliance.
What is the main AML law in Morocco?
Law 43-05, as amended, sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in Morocco.
Is Morocco a member of FATF?
Morocco is a member of MENAFATF, the FATF-style regional body for the Middle East and North Africa, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership.
How does MemberCheck support AML compliance in Morocco?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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