Gambia Financial Intelligence Unit (GFIU)
The Gambia's financial intelligence unit. It receives, analyses, and disseminates suspicious transaction reports to law enforcement and competent authorities.
Africa · Country coverage
AML/CTF Compliance in the Gambia
The Gambia regulates AML/CTF through its Financial Intelligence Unit under the AML/CFT Act 2012. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for the Gambia
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUGambia Financial Intelligence Unit (GFIU)
FATF statusGIABA member
Primary legislationAnti-Money Laundering and Combating of Terrorist Financing Act 2012
Overview
AML/CTF compliance in the Gambia.
The Gambia regulates money laundering and terrorist financing through the Anti-Money Laundering and Combating of Terrorist Financing Act 2012, supported by the Gambia Financial Intelligence Unit, which receives and analyses suspicious transaction reports.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to the GFIU, alongside supervision from the Central Bank of The Gambia. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
AML/CFT Act 2012
The Gambia's principal AML statute, setting customer due diligence, recordkeeping, and reporting obligations for financial institutions and other reporting entities.
Central Bank of The Gambia
The central bank supervises banks and other licensed financial institutions for AML/CTF compliance, working alongside the GFIU.
GIABA membership
The Gambia is a member of the Inter-Governmental Action Group against Money Laundering in West Africa, a FATF-style regional body, and aligns its regime with the FATF 40 Recommendations through that membership.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report suspicious transactions to the GFIU
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in the Gambia?
The Gambia Financial Intelligence Unit (GFIU) receives and analyses suspicious transaction reports, while the Central Bank of The Gambia supervises banks and other licensed financial institutions for AML/CTF compliance.
What is the main AML law in the Gambia?
The Anti-Money Laundering and Combating of Terrorist Financing Act 2012 sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in the Gambia.
Is the Gambia a member of FATF?
The Gambia is a member of GIABA, the FATF-style regional body for West Africa, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership.
How does MemberCheck support AML compliance in the Gambia?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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