Unidad de Análisis Financiero (UAF)
Chile's financial intelligence unit. It receives, analyses, and disseminates suspicious transaction reports to law enforcement and competent authorities.
Americas · Country coverage
AML/CTF Compliance in Chile
Chile regulates AML/CTF through the Unidad de Análisis Financiero under Law No. 19,913. See the obligations and how MemberCheck supports them.
Last updated
Screening coverage for Chile
- Sanctions & PEP screening
- Adverse media checks
- Customer identity verification
- Jurisdiction risk checks
- Ongoing monitoring
Key facts
AML supervisor / FIUUnidad de Análisis Financiero (UAF)
FATF statusGAFILAT member
Primary legislationLaw No. 19,913 (2003)
Overview
AML/CTF compliance in Chile.
Chile regulates money laundering and terrorist financing through Law No. 19,913, supported by the Unidad de Análisis Financiero, which receives and analyses suspicious transaction reports.
Regulated entities must apply customer due diligence, identify beneficial owners, monitor relationships, and report suspicious activity to the UAF, alongside supervision from the Comisión para el Mercado Financiero. Supervisors expect a designated compliance officer, sound internal controls, and staff training.
MemberCheck helps teams meet these obligations by screening customers and entities against global sanctions, PEP, and adverse-media data, verifying identities, and monitoring risk continuously, with a clear audit trail behind every decision.
Regulation
All solutions →Key laws and regulators.
Law No. 19,913
Chile's principal AML statute, creating the UAF and criminalising money laundering, and setting due diligence, recordkeeping, and reporting duties for regulated entities.
Comisión para el Mercado Financiero
The CMF supervises banks, securities firms, and insurers for AML/CTF compliance, working alongside the UAF.
GAFILAT membership
Chile is a member of GAFILAT, the FATF-style regional body for Latin America, and aligns its regime with the FATF 40 Recommendations through that membership.
Obligations
What regulated businesses must do.
- Apply customer due diligence and identity verification
- Identify beneficial owners of corporate customers
- Report suspicious transactions to the UAF
- Conduct ongoing monitoring of customer relationships
- Maintain internal controls and a compliance officer
- Maintain records and provide staff training
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
FAQ
Common questions.
Who supervises AML/CTF in Chile?
The Unidad de Análisis Financiero (UAF) receives and analyses suspicious transaction reports, while the Comisión para el Mercado Financiero supervises banks, securities firms, and insurers for AML/CTF compliance.
What is the main AML law in Chile?
Law No. 19,913, from 2003, created the UAF and sets the customer due diligence, recordkeeping, and reporting obligations for regulated entities in Chile.
Is Chile a member of FATF?
Chile is a member of GAFILAT, the FATF-style regional body for Latin America, and aligns its AML/CTF regime with the FATF 40 Recommendations through that membership. It is not a full member of the FATF itself.
How does MemberCheck support AML compliance in Chile?
MemberCheck screens customers and entities against global sanctions, PEP, and adverse-media data, verifies identities, and monitors risk continuously, with an audit trail behind every decision.
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