MemberCheck, a Nexiant brand
Risk screening

PEP and Sanctions Screening

Screen customers and entities against global sanctions, PEP, watchlist and enforcement data, with matching you tune and daily ongoing monitoring.

1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered

Screening in production for

  • AMP
  • BancABC
  • BMG
  • BTC
  • CMC Markets
  • Coop
  • CSC
  • EFICA
  • EML
  • Groupama
  • MEO
  • Riskified
  • Securiport
  • Tanzania Commercial Bank
  • Tradeview Markets
  • Zappit
How it works

From a thousand sources to one decision

  1. Your teamConfigureBefore any checkThresholds, fuzzy logic and secondary identifiers, set to your risk appetite.
  2. AutomatedScreenWhole bookEvery customer against 1,000+ sanctions, PEP and watchlist sources.
  3. AutomatedCandidate matchesName hitsEvery name that touched a list, before any scoring is applied.
  4. AutomatedScored and filteredAbove thresholdWeak coincidental matches drop out below your threshold.
  5. Your teamReview and decideAnalyst queueEvidence, assignee and a decision history a regulator can inspect.
2 your team3 automated
The shares are illustrative, but the shape is real: each stage removes noise before the last one, where analyst time is spent.
The real problem

False positives are the cost, not the coverage

Screening against more sources is the easy part. The cost is what arrives afterwards: an analyst hour spent clearing a coincidental name match. Matching is yours to tune, so weak matches drop out before anyone reads them.

  • Set thresholds per organisation, not one setting for the whole book
  • Fuzzy and original-script matching for transliteration and phonetic variants
  • Date of birth, gender, nationality and ID number narrow a name-only hit
  • No-match decisions are kept and whitelisted, so false matches stay out
  • Every cleared match keeps its evidence, so a tuning decision is defensible
Capabilities

What you get.

Configurable matching

Name match type, close-match threshold and secondary identifiers are yours to set, not ours.

Real-time and batch

Screen one customer through the API, or upload a CSV or XML batch file. Same lists, same logic.

Ongoing monitoring

Names on the monitoring list are re-screened daily, and in full again at each subscription renewal.

Case management & audit trail

Decisions, comments, risk levels and their history stay recorded against each profile.

API integration

RESTful API runs screening inside onboarding and core systems, with callbacks for monitoring changes.

Assurance

What your security review will ask for.

99.98%
System uptime
<24h
Average integration time
24–48h
Signed to production account
<1s
Average screening response
  • ISO/IEC 27001:2022 certifiedISO/IEC 27001:2022Information security management, independently audited.
  • ISO/IEC 27701:2019 certifiedISO/IEC 27701:2019Privacy information management, extending ISO 27001.
  • GDPR — EU General Data Protection RegulationGDPRPersonal data handled to EU standards, wherever you operate.
  • DORA — EU Digital Operational Resilience ActDORAOperational resilience for EU financial entities and their vendors.
Questions

Common questions.

Can I tune matching to cut false positives?

Yes. You set the name match type, the close-match threshold and how far secondary identifiers such as date of birth, gender, nationality and ID number narrow the results, so weak coincidental matches are filtered while genuine hits still surface.

Can screening run in real time via API, or in batch?

Both. Screen one customer at onboarding through the API for a sub-second response, or upload the whole book as a CSV or XML batch file. Both paths use the same lists and the same matching logic.

Does MemberCheck re-screen customers after onboarding?

Yes. Entities you add to the monitoring list are re-screened daily, so a previously cleared customer is reviewed again when a new listing or a profile change affects them. Paused and removed entities stop being checked.

Can you exclude domestic PEP noise for a local customer base?

Yes. A PEP jurisdiction policy includes or excludes PEP and close-associate profiles by country, which is how firms filter domestic politically exposed people when their risk picture does not require them. The setting is configured by your Compliance Officer.

Does the check include data-breach exposure?

Yes. Enter an email address with the individual and the result adds a list of known data breaches for that address — supplementary intelligence, not a regulatory KYC requirement.

How many sources do you screen against, and how often are they updated?

MemberCheck screens against over 1,000 sanctions, PEP, and watchlist sources, refreshed on a 24-hour cycle, covering 195 countries. The full list of covered lists is visible to your team in the List Access screen.

What counts as a politically exposed person?

FATF Recommendation 12 splits PEPs three ways: foreign PEPs holding a prominent public function in another country, domestic PEPs holding one at home, and people entrusted with a prominent function by an international organisation. Jurisdictions apply the categories differently, so a customer in scope in one country may not be in another.

Do you screen relatives and close associates as well as the PEP?

Yes. A PEP's family members and close associates are screened as part of the same check, because they are the obvious route for holding assets at one remove. Former PEPs and Profiles of Interest carry the same related-risk logic after office.

Which sanctions regimes are covered?

Screening covers the major consolidated regimes — OFAC, the United Nations Security Council, the European Union and HM Treasury — alongside law-enforcement, regulatory-enforcement and national lists. Coverage by country is set out on the country coverage pages.

How do you handle non-Latin names and transliteration?

Close name matching uses phonetic algorithms and fuzzy search on Latin names, and an Original Script Name field takes Arabic, Cyrillic, Chinese, Korean or Japanese text directly, since transliterated names rarely match character for character. Secondary identifiers narrow what remains.

What should an audit trail contain for an inspection?

A regulator asks what was screened, what matched, what the analyst concluded and on what evidence. Each match keeps its source list, score, the identifiers used, its assignee and the decision that closed it, so the record answers the question without reconstruction.

Can different customer segments have different thresholds?

Yes. Settings can be preset per organisation or suborganisation and left user-defined for authorised staff, so the threshold follows the segment's risk instead of one average across the whole book. A single threshold either buries analysts in noise or sets the bar too high.

In their words

What compliance teams say.

The experience of using the MemberCheck service has been excellent, particularly due to the batch scan feature. It is very easy to use, and the delivery of results is remarkably fast, no matter the number of cases scanned. I was also impressed by the recently added feature, which enables us to preview the batch file before scanning. We can now predetermine if there are any issues with the details of our batch file.
Patrick PobladorBusiness Development Officer, Info-Vision Research
We at Paynetics are delighted to share our great experience with Membercheck as a service provider for our AML screening processes, which proved to be a reliable partner, understanding our business needs, providing uninterrupted service and excellent client support. Amongst all providers we have partnered with, Membercheck has one of the most comprehensive approaches towards PEPs & Sanctions and has supported us in creating a controlled and fully compliant infrastructure for our fintech solutions.
Yana PChief Risk and Compliance Officer, Paynetics
Fexco operates in nearly 8 pacific countries & our FX system does not have an inbuilt PEP screening & due to the large number of transactions that we process MemberCheck is perfect for us. Also, it easy for me to conduct training as it's simple & straight forward.
Rupali BarbozaGroup Compliance Manager, Fexco
I have been using MemberCheck for over a year, initially using its classic interface. The features I particularly like are being able to stay on the same page to view multiple profiles using four different viewing options, and the ability to drag-and-drop a file in order to perform batch scans. Overall, I have enjoyed the new MemberCheck experience and I highly recommend transitioning to its new modernised platform.
Frances H.Senior Communications Officer, Commonwealth Superannuation Corporation
DDH Graham has used the MemberCheck service for more than five years and it has become an essential part of the toolkit we use in providing a leading edge administration service to our superannuation clients. Seamlessly integrated into our member registry platform, MemberCheck provides us and our clients with the security that all of our AML compliance goals are being met.
David B.Director, DDH Graham
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  • ISO/IEC 27001:2022 certifiedISO/IEC 27001:2022
  • ISO/IEC 27701:2019 certifiedISO/IEC 27701:2019
  • GDPR — EU General Data Protection RegulationGDPR
  • DORA — EU Digital Operational Resilience ActDORA