Configurable matching
Thresholds, fuzzy logic and secondary identifiers are yours to set, not ours.
Risk screening
PEP and Sanctions Screening
Screen customers, entities, and counterparties against global sanctions, PEP, watchlist, and enforcement data, with configurable matching and ongoing monitoring.
1,000+
Global watchlists screened
<1s
Average screening response
24h
Watchlist refresh cycle
195
Countries covered
Screening in production for
How it works
From a thousand sources to one decision.
- Your teamConfigureBefore any checkThresholds, fuzzy logic and secondary identifiers, set to your risk appetite.
- AutomatedScreenWhole bookEvery customer against 1,000+ sanctions, PEP and watchlist sources.
- AutomatedCandidate matchesName hitsEvery name that touched a list, before any scoring is applied.
- AutomatedScored and filteredAbove thresholdWeak coincidental matches drop out below your threshold.
- Your teamReview and decideAnalyst queueEvidence, assignee and a decision history a regulator can inspect.
2 your team3 automated
The real problem
False positives are the cost, not the coverage.
Screening against more sources is the easy part. The work is what arrives afterwards, and an analyst hour spent clearing a coincidental name match is the real price of a screening programme. Matching is yours to tune, so weak matches drop out before they reach a queue rather than after someone has already read them.
- Set match thresholds per customer segment, not one setting for the whole book
- Fuzzy matching for transliteration, phonetic variants and non-Latin scripts
- Secondary identifiers such as date of birth and country narrow a name-only hit
- Every cleared match keeps its evidence, so a tuning decision is defensible later
Capabilities
What you get.
Real-time and batch
Screen a single customer at onboarding through the API, or run your entire book in batch. Both paths use the same lists and matching logic.
Ongoing monitoring
Re-screen customers automatically as sanctions and PEP lists change, so a cleared customer is reviewed again the moment a new listing affects them.
Case management & audit trail
Every match carries its evidence, its assignee and the decision that closed it.
API integration
Embed screening directly into onboarding and core systems through the MemberCheck API, so checks run inside your product.
Assurance
What your security review will ask for.
- 99.98%
- System uptime
- <24h
- Average integration time
- 24–48h
- Signed to production account
- <1s
- Average screening response
ISO/IEC 27001:2022Information security management, independently audited.
ISO/IEC 27701:2019Privacy information management, extending ISO 27001.
GDPRPersonal data handled to EU standards, wherever you operate.
DORAOperational resilience for EU financial entities and their vendors.
Questions
Common questions.
Can I tune matching to cut false positives?
Yes. You set matching thresholds, fuzzy-matching sensitivity, and secondary identifiers such as date of birth or country to your own risk appetite, so weak coincidental matches are filtered out while genuine hits still surface. Match rules are yours to set, not fixed.
Can screening run in real time via API, or in batch?
Both. Screen a single customer at onboarding through the API for a sub-second response, or run your entire book in batch. Both paths use the same lists and the same matching logic.
Does MemberCheck re-screen customers after onboarding?
Yes. Ongoing monitoring re-screens your customer base automatically as sanctions and PEP lists change, so a previously cleared customer is reviewed again the moment a new listing affects them.
How many sources do you screen against, and how often are they updated?
MemberCheck screens against over 1,000 sanctions, PEP, and watchlist sources, refreshed on a 24-hour cycle, covering 195 countries.
What counts as a politically exposed person?
FATF Recommendation 12 splits PEPs three ways: foreign PEPs, who hold a prominent public function in another country; domestic PEPs, who hold one at home; and people entrusted with a prominent function by an international organisation. Relatives and close associates are treated alongside them. Jurisdictions apply the categories differently, so a customer in scope in one country may not be in another.
Do you screen relatives and close associates as well as the PEP?
Yes. A PEP's family members and known close associates carry related risk, because they are the obvious route for holding assets at one remove. They are screened as part of the same check rather than as a separate exercise.
Which sanctions regimes are covered?
Screening covers the major consolidated regimes including OFAC in the United States, the United Nations Security Council list, the European Union consolidated list and HM Treasury in the United Kingdom, alongside national lists and watchlists. Coverage by country is set out on the country coverage pages.
How do you handle non-Latin names and transliteration?
Names transliterated from Arabic, Cyrillic, Chinese or Japanese scripts rarely match character for character, which is where a name-only check fails. Fuzzy matching handles spelling variants, phonetic similarity and alternative transliterations, and secondary identifiers narrow what remains.
What should an audit trail contain for an inspection?
A regulator asks what was screened, what matched, what the analyst concluded and on what evidence. Each match keeps its source list, its score, the identifiers used, the assignee and the decision that closed it, so the record answers the question without reconstruction.
Can different customer segments have different thresholds?
Yes. A single threshold across the whole book either buries analysts in low-risk noise or sets the bar too high for higher-risk segments. Matching is configured per segment so the setting follows the risk rather than the average.
In their words
What compliance teams say.
The experience of using the MemberCheck service has been excellent, particularly due to the batch scan feature. It is very easy to use, and the delivery of results is remarkably fast, no matter the number of cases scanned. I was also impressed by the recently added feature, which enables us to preview the batch file before scanning. We can now predetermine if there are any issues with the details of our batch file.
We at Paynetics are delighted to share our great experience with Membercheck as a service provider for our AML screening processes, which proved to be a reliable partner, understanding our business needs, providing uninterrupted service and excellent client support. Amongst all providers we have partnered with, Membercheck has one of the most comprehensive approaches towards PEPs & Sanctions and has supported us in creating a controlled and fully compliant infrastructure for our fintech solutions.
Fexco operates in nearly 8 pacific countries & our FX system does not have an inbuilt PEP screening & due to the large number of transactions that we process MemberCheck is perfect for us. Also, it easy for me to conduct training as it's simple & straight forward.
I have been using MemberCheck for over a year, initially using its classic interface. The features I particularly like are being able to stay on the same page to view multiple profiles using four different viewing options, and the ability to drag-and-drop a file in order to perform batch scans. Overall, I have enjoyed the new MemberCheck experience and I highly recommend transitioning to its new modernised platform.
DDH Graham has used the MemberCheck service for more than five years and it has become an essential part of the toolkit we use in providing a leading edge administration service to our superannuation clients. Seamlessly integrated into our member registry platform, MemberCheck provides us and our clients with the security that all of our AML compliance goals are being met.
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